Are you tired of living paycheck to paycheck in the UK’s expensive cities? It’s time to explore alternative options. In this article, we present the UK’s most budget-friendly cities where you can enjoy a high quality of life without sacrificing your finances. From low housing prices to cost-effective necessities, these cities offer a cost-conscious lifestyle without sacrificing any of the conveniences and opportunities of larger cities. Below is a list of the cheapest cities to live in UK.

Cheapest Cities To Live In UK



Newcastle is a city located in the NorthEast region of England near the River Tyne. Known for its shipbuilding and manufacturing during the Industrial Revolution, it has since evolved into a hub for business, arts, and sciences. 

The iconic Gateshead Millennium Bridge, which tilts and spans across the Tyne river, connects Newcastle to its neighboring city, Gateshead.

In Newcastle, one can enjoy an affordable cost of living, with a one-bedroom apartment costing approximately £650 in the city and £474 outside. The monthly average cost of utilities is £130, making it an economical option. 

In addition, entertainment, dining, and fitness options are also available at reasonable prices. With access to quality healthcare, Newcastle offers a great place to live without breaking the bank.



Durham is a historical city in the northeast of England, known for its picturesque surroundings, rich cultural heritage, and low cost of living. Durham is an attractive option for those seeking a high quality of life without spending a lot of money. 

Housing prices are relatively low, with the average cost of a home significantly less than the UK average. This is great news for those looking to purchase a home or rent a property. 

The cost of living in Durham is also very affordable, with groceries, transport, and other essentials costing significantly less than in other cities in the UK. 

This means you can enjoy all the benefits of living in a city, including access to good schools, healthcare, and employment opportunities, without worrying about high expenses. 

Additionally, Durham’s location near the coast and its proximity to the stunning countryside make it ideal for those who enjoy outdoor activities.



Cardiff is one of the cheapest cities to live in UK, offering low housing costs, cost-effective utilities, and low costs for transportation, entertainment, and other necessities. 

The average cost of a one-bedroom apartment in the city center is approximately £663, and even lower outside the city at £504. The monthly utility bill is typically around £202, making it an economical option for those looking to reduce their expenses. 

The city’s public transportation system is also very accessible, with a monthly pass for travel costs only £53. 

In addition to its low costs, Cardiff is also a culturally rich city, with popular attractions such as Aberdare Hall and the Great Hall, which host a variety of lectures, exhibitions, and events. 

The high street of Cardiff is also a safe place for shopping and is well-known for being popular among tourists and residents.



Hull is a city located in the northeastern region of England and is known for its low cost of living, which makes it a popular destination for those looking to stretch their budget. 

The city’s housing market is particularly attractive, with average home prices being significantly lower than the UK average. Renting is also a cost-effective option, making Hull an ideal place for students, young professionals, and families on a tight budget. 

The cost of living in Hull is also quite affordable, with necessities such as groceries, transport, and utilities costing less than in many other cities in the UK. 

The city has a rich cultural heritage and is home to several museums, galleries, and historical sites, as well as a vibrant arts scene. 


Coventry - Cheapest Cities To Live In UK

Coventry is a city located in the West Midlands region of England. Known for its rich history and cultural heritage, it was once an important center of the British automobile industry and is now a thriving hub for business and education. 

Coventry offers something for everyone with its beautiful parks and gardens and a rich arts and culture scene. In terms of cost of living, Coventry is considered one of the more affordable cities in the UK. 

The average cost of a one-bedroom apartment in the city center is around £600 per month, with utilities costing around £165 per month on average.


Warwick - Cheapest Cities To Live In UK

Warwick is a picturesque city located in the West Midlands region of England. Its medieval castle, picturesque architecture, and rich cultural heritage make it a popular destination for tourists and residents alike. 

The city is home to a thriving arts and culture scene and a range of dining and entertainment options. Warwick is considered one of the more affordable cities in the UK. 

The average cost of a one-bedroom apartment in the city center is around £767 per month, with utilities costing around £135 per month on average.

Main Cost Factors To Consider When Looking To Move To A New Area

Moving to a new area can be an exciting opportunity, but it is important to consider the cost of living in your new location before moving. A few key factors to consider include housing costs, utilities, transportation, food expenses, and the local job market.

Housing is typically one of the largest expenses in any budget, so research the average cost of rent or mortgage payments in your new area. Don’t forget to factor in utility costs, such as electricity, water, and internet, which can add up quickly.

If you plan to drive, research the cost of fuel and parking in your new location. If you plan to use public transportation, research the cost of monthly passes and the system’s reliability.

Research the average salaries in your field and the availability of job opportunities. Make sure you can support yourself and your family comfortably in your new location.

Finally, consider the cultural offerings and amenities of the area, such as museums, theaters, recreation options, and dining options. These factors can greatly impact your overall happiness in your new location. 

By taking the time to research these cost factors and weigh your options, you can ensure a smooth and affordable transition to your new home.



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